General Data Protection Regulation (GDPR)

Privacy & Cookies Policy

This Privacy & Cookies Policy explains how ABLM Insurance (hereafter “we”), acting as an insurance broker in Belgium, collects, uses, and protects your personal data in accordance with the General Data Protection Regulation (GDPR) and applicable Belgian legislation.

ABLM INSURANCE
1652 Beersel, Belgium
info@ablm.be
Company number: 0702.852.496
FSMA registration number: 0702.852.496

As an insurance broker, we are supervised by the Financial Services and Markets Authority (FSMA)

We may collect and process the following categories of personal data:
– Identification data (name, date of birth, etc.)
– Contact details (email, phone, address)
– Insurance and financial data
– Risk-related information necessary for underwriting
– Communication data (emails, contact forms)
– Website usage data (IP address, cookies)

Your personal data is processed for the following purposes:
– Providing insurance advice and brokerage services
– Preparing quotes and managing insurance contracts
– Risk analysis and underwriting support
– Client relationship management
– Compliance with legal and regulatory obligations (incl. FSMA requirements)
– Sending marketing communications (only with your consent)

We process your data based on:
– Performance of a contract
– Compliance with legal obligations
– Legitimate interest
– Your consent (for marketing and cookies)

Your data may be shared with:
– Insurance companies and underwriting partners
– Service providers (IT, hosting, CRM, website tools)
– Accountants, legal advisors
– Authorities when required by law

All third parties are bound by confidentiality and GDPR obligations.

Your personal data is retained only for as long as necessary, taking into account:
– Legal retention obligations (e.g. insurance and accounting laws)
– Duration of contractual relationship
– Applicable limitation periods

You have the right to:
– Access your personal data
– Rectify inaccurate data
– Request deletion
– Restrict processing
– Object to processing
– Data portability
You may exercise your rights by contacting us at: info@ablm.be

We implement appropriate technical and organizational measures to ensure a high level of security and confidentiality of your data.

Our website uses cookies to improve your browsing experience.

Types of cookies used:
Essential cookies: necessary for the website to function
Analytics cookies: to measure website usage
Marketing cookies: only with your consent

You can manage or withdraw your consent at any time via your browser settings.

You have the right to lodge a complaint with:
Belgian Data Protection Authority (Autorité de protection des données / Gegevensbeschermingsautoriteit)
Website: https://www.dataprotectionauthority.be

This policy may be updated at any time. The latest version is always available on our website.

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